PAYchat

Telegram Escrow – Buy & Sell Safely with USDT

Sell products or services to anyone on Telegram and get paid in USDT — without trusting a stranger. The buyer pays into escrow, you deliver, and PAYchat releases the money when the buyer confirms.

👉 Browse escrow products on PAYchat — see what sellers are offering right now, check ratings and completed deals, then pay safely through escrow in Telegram.

Most Telegram sales end in one of two ways: the buyer pays first and hopes the seller delivers, or the seller delivers first and hopes the buyer pays. Either side can disappear, and there is nobody to call.

With PAYchat escrow:

  • The buyer pays PAYchat, not the seller. The USDT is locked until the buyer confirms delivery.
  • The seller delivers knowing the money is already there. No “I’ll pay after you send it”.
  • A dispute has a referee. If something goes wrong, PAYchat reviews the chat and the evidence, and the money goes where it belongs.
  • Everything stays in one deal room. Chat, photos, price changes and payment live in one place — no scattered DMs.
  1. Post your product in under a minute. Photos, price, description. Share the link anywhere on Telegram, or let the PAYchat bot post it to your channel or group as a deal card.
  2. Start a deal from chat. A buyer taps “Start deal”, you agree on the price in the deal room, and PAYchat creates the escrow — no form-filling first.
  3. Deliver once the USDT is locked. You see the payment in the deal room before you hand anything over.
  4. Get paid automatically. When the buyer confirms, or when the inspection period ends without a complaint, the USDT is released to your wallet.
  1. Find deals you can trust. Browse escrow products, see seller ratings and completed-deal counts, or follow a link a seller shared.
  2. Ask before you pay. Request more photos or details with one tap. The seller answers in the deal room.
  3. Pay into escrow with your PIN. Your USDT is held by PAYchat. The seller cannot touch it until you confirm.
  4. Confirm when it arrives. Happy? Tap confirm and the seller is paid. Problem? Open a dispute before the inspection period ends.
  • The seller is paid only after the buyer confirms, or after the inspection period passes with no dispute.
  • Either side can cancel before payment. After payment, cancelling needs both sides — or a dispute.
  • Disputes are reviewed by PAYchat using the deal-room chat and photos. The money goes to whoever the evidence supports.
  • Both sides rate each other after every deal. Ratings and completed-deal counts show on every post.

Buyers pay only the listed price. A small platform fee is deducted from the seller’s payout. Sellers can also set a share for anyone who refers a buyer — PAYchat pays it out automatically.

Q: Do I have to pay before I receive the item?

A: Yes, but the USDT goes to PAYchat escrow, not the seller. It is released only when you confirm or the inspection period ends.

Q: What if the seller never delivers?

A: Open a dispute in the deal room before the inspection period ends. PAYchat reviews the chat and refunds you if the seller did not deliver.

Q: Can I sell services, not just products?

A: Yes. Anything you can deliver online and the buyer can confirm — design work, translations, accounts, digital tickets.

Q: How do I get my product in front of buyers?

A: Post it to the PAYchat feed, share the link, or add the PAYchat bot to your channel to post a deal card automatically.

Q: What currency is used?

A: USDT on TON or TRON. Buyers can top up with local currency through P2P.