PAYchat

🔥SALE · LIMITED Pricing

One-time Purchase, Lifetime Access


💳Plans

PlanPriceMonthly calls
Free$01,000
Founding Member$140Unlimited
Founding Member is a one-time payment with lifetime access.

Rate limits

Limits are per endpoint. All GET endpoints share one counter.

EndpointFreeFounding Member
POST /payments100/min500/min
POST /withdrawals50/min250/min
All GET requests300/min1,500/min

📊API Fees (per call)

ActionBase Cost
Create Payment$0.0005
Withdrawal Request$0.0005
Query API$0.00005

🎁Volume Discount (Based on Total Holdings)

Your discount is based on total holdings:

\text{Total Holdings} = \text{Your Balance} + \text{Referred Users' Balances}
Total HoldingsDiscount
$0 - $1000%
$100 - $20010%
$200 - $50020%
$500 - $1,50030%
$1,500 - $5,00040%
$5,000 - $20,00050%
$20,000 - $100,00060%
$100,000 - $500,00070%
$500,000 - $1M80%
$1M - $2M90%
$2M+100%

🔄How It Works

  1. Pay $140 once → Get lifetime API access
  2. API fees deducted from your balance per call
  3. More holdings = Higher discount = Lower fees
  4. Refer users → Their balances count toward your discount!

📝Example Calculation

code
Your Balance:            $3,000
Referred Users' Balance: $2,500
────────────────────────────────
Total Holdings:          $5,500 → 50% discount

Withdrawal API call:
  Base fee:           $0.0005
  After 50% discount: $0.00025

❓FAQ

Q. How are fees charged?

→ Deducted from your balance per API call. Check your live rate any time with GET /api/partner/fee-info.

Q. What if my balance is too low?

→ On the Free plan, API access is blocked with BALANCE_TOO_LOW once you fall below the minimum. Transaction endpoints return INSUFFICIENT_BALANCE when there aren't enough funds to cover the transfer. Top up with the Charge button in the mini app, or POST /api/partner/deposits (min 1 USDT, TRON or TON).

Q. How do referred users affect my discount?

→ First withdrawal to a user registers them as your referral. Their balance counts toward your total holdings.

Q. Do I pay a percentage of what I send?

→ No. Fees are per API call, not per transaction volume. Send 10,000 USDT and you still pay $0.0005.


🚀Get Started

  1. Register in PAYchat App → Partner menu
  2. Start → https://t.me/paychat_aibot?start=partner

💬Need Help?

Contact → https://t.me/paychat_group

art 2: Plans & Pricing