# PAYchat

> AI-native payments on Telegram. PAYchat is an AI-native USDT payment and P2P platform on Telegram. AI agents can send, receive and settle payments through the PAYchat MCP server and Partner API; people pay with a link, a chat, or a bot.

Main site: https://paychat.info
Docs & product pages: https://home.paychat.info/

## Pages

- [Home](https://home.paychat.info/): 📢 Website Renewal Notice
- [Stop wasting Telegram ads on ghosts](https://home.paychat.info/p/30c8b5abf84f8080aa6fcc391a0c658e): TreasureHunt . Telegram ads . Telegram Channel Growth · Telegram Subscriber Acquisition · Crypto User Acquisition · Telegram Ads Alternative · CPA Marketing · T
- [Send a link](https://home.paychat.info/p/2808b5abf84f80e4937ec13dd419e051)
  - [P2P](https://home.paychat.info/p/3618b5abf84f80bf89cbf9546170e631)
  - [🚀 Send a Link, Get Paid in USDT](https://home.paychat.info/p/2808b5abf84f8072a64bee93db72e118): Global payments made simple.
  - [MCP](https://home.paychat.info/p/2e88b5abf84f80edb15ef90ea6fc81af): without direct fund control.
  - [Frequently Asked Questions (FAQ)](https://home.paychat.info/p/2808b5abf84f8033bbb5cbebbdce45e9): Q: Do I need to sign up or verify my identity? → No, you can get started right away with just your Telegram ID.
- [Partner](https://home.paychat.info/p/2df8b5abf84f80d38793db3187e9ef7c)
  - [Payment Gateway for Telegram Services](https://home.paychat.info/p/2df8b5abf84f801b97f1d39b86582681): If you're a developer, you don't need to build payment infrastructure from scratch.
  - [For Developers](https://home.paychat.info/p/2df8b5abf84f80b7b416ee649ac1ab71): Blockchain payment integration is way too complicated
  - [FAQ](https://home.paychat.info/p/2df8b5abf84f803eb9bfd26cbd94edba): Q: How do I register as a partner?
  - [Documentation](https://home.paychat.info/p/2e08b5abf84f80bfb65ae8b6e50b071b): Payment system for partners and AI bots, with added monetization features
  - [🔥SALE · LIMITED Pricing](https://home.paychat.info/p/2df8b5abf84f80a38cc0f77dca74568a): Founding Member is a one-time payment with lifetime access.
- [Blockchain](https://home.paychat.info/p/27a8b5abf84f808097a5dc83bb3739cc)

## API for AI agents

PAYchat has a partner REST API (USDT payments, escrow, P2P, QR, gifts). AI agents can self-serve a free 30-day sandbox key with no signup:

1. POST https://paychat.info/api/partner/sandbox/start  (no auth; returns JSON with claim_url)
2. GET the claim_url  ->  returns a test api_key plus ready-to-run curl examples
3. Call the API with header "X-API-Key: <api_key>". Base URL: https://paychat.info/api/partner

Plans & pricing (no auth): https://paychat.info/api/partner/plans
Read-only user-side OpenAPI (MCP): https://paychat.info/mcp/openapi.json

## Full text

Every page above, concatenated as markdown: https://home.paychat.info/llms-full.txt

## Keywords

AI-native payments, AI agent payments, MCP payments, agentic commerce, USDT wallet, Telegram payments, P2P USDT, stablecoin payments, payment links, PAYchat